:root{--ink:#141512;--paper:#f2f0e8;--white:#fbfaf5;--acid:#dfff45;--coral:#ff7455;--coral-ink:#b23c1a;--line:#1415122e;--muted:#55564e;--font-display:var(--font-manrope),sans-serif;--font-sans:var(--font-dmsans),Arial,sans-serif;--font-mono:ui-monospace,SFMono-Regular,Menlo,Monaco,Consolas,"Liberation Mono","Courier New",monospace;--pad-x:4.5vw}*{box-sizing:border-box}html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,:after,:before{animation-duration:.01ms!important;transition-duration:.01ms!important}}body{margin:0;background:var(--paper);color:var(--ink);font-family:var(--font-sans);font-size:16px;line-height:1.55;-webkit-font-smoothing:antialiased}h1,h2,h3,h4{font-family:var(--font-display);margin:0}h1{letter-spacing:-.07em;font-size:clamp(52px,5.15vw,78px);font-weight:750;line-height:.91}h1,h2{max-width:1050px}h2{letter-spacing:-.065em;font-size:clamp(47px,6vw,88px);line-height:.95}h2,h3{font-weight:700}h3{letter-spacing:-.05em;font-size:clamp(31px,3.4vw,50px);line-height:.96}h4{letter-spacing:-.035em;font-size:clamp(20px,2vw,29px);font-weight:700;line-height:1}p{margin:0}a{color:inherit}ol,ul{margin:0;padding:0}img,svg{max-width:100%;height:auto}:focus-visible{outline:3px solid var(--ink);outline-offset:3px}.mono{font-family:var(--font-mono)}.skip-link{position:absolute;left:-9999px;top:0;z-index:999;background:var(--ink);color:var(--paper);padding:14px 20px;font-weight:800;font-size:12px;letter-spacing:.1em;text-transform:uppercase;text-decoration:none}.skip-link:focus{left:8px;top:8px}.eyebrow{text-transform:uppercase;letter-spacing:.15em;align-items:center;gap:10px;font-size:11px;font-weight:800;line-height:1;display:flex;color:var(--ink)}.eyebrow:before{content:"";width:7px;height:7px;border-radius:50%;background:var(--coral);flex:none}.section-pad{padding:118px var(--pad-x)}.section-title{display:grid;grid-template-columns:1fr 1fr;align-items:start;grid-gap:50px;gap:50px;margin-bottom:70px}.section-title p{color:var(--muted);font-size:17px;max-width:58ch}@media (max-width:900px){.section-pad{padding:68px 20px}.section-title{grid-template-columns:1fr;gap:22px;margin-bottom:40px}}.site-header{border-bottom:1px solid var(--line);z-index:10;justify-content:space-between;height:92px;padding:0 var(--pad-x);position:-webkit-sticky;position:sticky;top:0;background:var(--paper)}.brand-lockup,.site-header{align-items:center;display:flex}.brand-lockup{color:inherit;gap:10px;text-decoration:none}.brand-lockup b{letter-spacing:-.08em;font-size:26px;line-height:.8}.brand-lockup .lab,.brand-lockup b{font-family:var(--font-display);font-weight:800}.brand-lockup .lab{font-size:13px;letter-spacing:-.02em;display:block}.brand-lockup small{display:none;font-size:7px;letter-spacing:.14em;color:var(--muted);text-transform:uppercase;line-height:1.3;font-weight:700}@media (min-width:560px){.brand-lockup small{display:block}}.desktop-nav{display:none;align-items:center;gap:2px;margin-left:auto}@media (min-width:1080px){.desktop-nav{display:flex}}.desktop-nav>a,.nav-dropdown>summary{padding:14px 12px;font-size:12px;font-weight:800;letter-spacing:.02em;text-decoration:none;cursor:pointer;list-style:none;white-space:nowrap;text-transform:uppercase}.desktop-nav>a:hover,.nav-dropdown>summary:hover{color:var(--muted)}.nav-dropdown{position:relative}.nav-dropdown>summary::-webkit-details-marker{display:none}.nav-dropdown>summary:after{content:" ▾"}.nav-dropdown-panel{position:absolute;top:calc(100% + 10px);left:0;min-width:300px;background:var(--white);border:1px solid var(--ink);padding:6px;display:flex;flex-direction:column}.nav-dropdown-panel a{padding:13px 14px;font-size:12px;font-weight:700;text-decoration:none;text-transform:uppercase;letter-spacing:.02em}.nav-dropdown-panel a:hover{background:var(--paper)}.lang-switch{display:flex;align-items:center;gap:2px;margin-left:10px;font-size:12px;font-weight:800}.lang-switch a{padding:14px 7px;text-decoration:none;color:var(--muted)}.lang-switch a[aria-current=true]{color:var(--ink)}.lang-switch span{color:var(--muted)}.header-actions{display:flex;align-items:center;gap:12px}.button{border:1px solid var(--ink);justify-content:center;align-items:center;gap:22px;min-height:48px;padding:0 19px;font-size:12px;font-weight:800;line-height:1.2;letter-spacing:.02em;text-transform:uppercase;text-decoration:none;display:inline-flex;cursor:pointer;font-family:inherit;transition:transform .2s,background .2s,color .2s}.button:hover{transform:translateY(-2px)}.button-primary{background:var(--ink);color:var(--paper)}.button-secondary{background:transparent;color:var(--ink)}.button-secondary:hover{background:var(--ink);color:var(--paper)}.on-dark .button-secondary{border-color:var(--acid);color:var(--acid)}.on-dark .button-secondary:hover{background:var(--acid);color:var(--ink)}.arrow-link{display:inline-flex;align-items:center;gap:10px;padding:13px 0;min-height:44px;font-weight:800;font-size:12px;letter-spacing:.02em;text-transform:uppercase;text-decoration:none;border-bottom:1px solid var(--ink)}.arrow-link:hover{gap:16px}.mobile-menu{margin-left:auto}@media (min-width:1080px){.mobile-menu{display:none}}.mobile-menu>summary{border:1px solid var(--ink);cursor:pointer;flex-direction:column;justify-content:center;align-items:center;gap:6px;width:46px;height:46px;list-style:none;display:flex}.mobile-menu>summary::-webkit-details-marker{display:none}.mobile-menu>summary span{display:block;width:18px;height:2px;background:var(--ink)}.mobile-menu:not([open]) .mobile-menu-panel{display:none}.mobile-menu-panel{position:fixed;inset:92px 0 0;background:var(--paper);border-top:1px solid var(--ink);padding:24px 20px 60px;overflow-y:auto;z-index:60}.mobile-menu-panel nav{display:flex;flex-direction:column}.mobile-menu-panel a{padding:16px 0;min-height:48px;text-decoration:none;border-bottom:1px solid var(--line);font-weight:800;font-size:13px;text-transform:uppercase;letter-spacing:.02em;display:flex;align-items:center}.mobile-menu-panel .group-label{font-size:10px;letter-spacing:.16em;text-transform:uppercase;color:var(--muted);font-weight:800;padding:26px 0 6px}.mobile-menu-panel .sub a{padding-left:14px;font-weight:500;text-transform:none;font-size:15px}.hero{border-bottom:1px solid var(--ink);grid-template-columns:1.22fr .78fr;min-height:720px;display:grid}@media (max-width:980px){.hero{grid-template-columns:1fr;min-height:0}}.hero-copy{flex-direction:column;align-items:flex-start;padding:85px 4vw 72px var(--pad-x);display:flex;min-height:650px;justify-content:center}@media (max-width:980px){.hero-copy{min-height:0;padding:65px 20px 55px}}.hero-copy h1{margin:56px 0 28px}.hero-lead{color:var(--muted);max-width:52ch;font-size:17px}.hero-cta{display:flex;flex-wrap:wrap;gap:14px;margin-top:40px}.hero-panel{background:var(--ink);color:var(--paper);padding:60px 4.5vw 60px 3.5vw;display:flex;flex-direction:column;justify-content:center;gap:26px}@media (max-width:980px){.hero-panel{padding:48px 20px}}.hero-panel .label{font-size:11px;letter-spacing:.18em;text-transform:uppercase;color:#8d8f84;font-weight:800}.flow{display:flex;flex-direction:column;list-style:none;border-top:1px solid #ffffff26}.flow li{display:flex;align-items:center;gap:18px;padding:19px 0;border-bottom:1px solid #ffffff26}.flow .n{font-size:11px;color:var(--acid);min-width:22px;font-weight:800}.flow .t{font-family:var(--font-display);font-weight:700;font-size:19px;letter-spacing:-.03em}.flow .arr{margin-left:auto;color:var(--acid)}.hero-panel .note{font-size:13px;color:#9a9c90;line-height:1.5;max-width:44ch}.row-grid{border-top:1px solid var(--line);display:grid}.row-grid>*{border-bottom:1px solid var(--line);padding:38px 34px 38px 0}.cols-2{grid-template-columns:repeat(2,1fr)}.cols-3{grid-template-columns:repeat(3,1fr)}.cols-4{grid-template-columns:repeat(4,1fr)}.cols-5{grid-template-columns:repeat(5,1fr)}@media (max-width:1000px){.cols-4,.cols-5{grid-template-columns:repeat(2,1fr)}}@media (max-width:720px){.cols-2,.cols-3,.cols-4,.cols-5{grid-template-columns:1fr}.row-grid>*{padding:28px 0}}.item-title{font-family:var(--font-display);font-size:clamp(21px,2vw,27px);letter-spacing:-.04em;line-height:1.02;font-weight:700;margin-bottom:12px}.item-body{color:var(--muted);font-size:15px;max-width:42ch}.item-num{font-size:11px;font-weight:800;letter-spacing:.12em;color:var(--coral-ink);display:block;margin-bottom:14px}.link-row{border-top:1px solid var(--line);display:grid}.link-row>a{border-bottom:1px solid var(--line);padding:30px 34px 30px 0;text-decoration:none;display:block}.link-row>a:hover .item-title{color:var(--muted)}.band-dark{background:var(--ink);color:var(--paper)}.band-dark .item-body,.band-dark .section-title p{color:#a9ab9f}.band-dark .link-row,.band-dark .link-row>a,.band-dark .row-grid,.band-dark .row-grid>*{border-color:#ffffff26}.band-dark .eyebrow{color:var(--paper)}.band-white{background:var(--white)}.pill-row{display:flex;flex-wrap:wrap;gap:10px}.pill{padding:11px 16px;font-size:12px;letter-spacing:.02em}.pill,.tag{border:1px solid var(--ink);font-weight:800;text-transform:uppercase}.tag{font-size:10px;letter-spacing:.12em;padding:6px 10px}.tag-client{background:var(--ink);color:var(--acid);border-color:var(--ink)}.band-dark .tag{border-color:#ffffff40}.faq{border-top:1px solid var(--line)}.faq details{border-bottom:1px solid var(--line)}.faq summary{padding:26px 44px 26px 0;min-height:48px;cursor:pointer;font-family:var(--font-display);font-weight:700;font-size:clamp(18px,1.7vw,23px);letter-spacing:-.03em;list-style:none;position:relative;display:flex;align-items:center}.faq summary::-webkit-details-marker{display:none}.faq summary:after{content:"+";position:absolute;right:4px;font-weight:400;font-size:26px}.faq details[open] summary:after{content:"−"}.faq .answer{padding:0 44px 28px 0;color:var(--muted);max-width:76ch;font-size:16px}.lede-block{padding:76px var(--pad-x) 60px;max-width:1100px}.lede-block h1{margin:26px 0}.lede-block p{color:var(--muted);font-size:19px;max-width:62ch}.lede-block .actions{margin-top:36px;display:flex;gap:14px;flex-wrap:wrap}@media (max-width:900px){.lede-block{padding:44px 20px 36px}}.breadcrumb{display:flex;gap:8px;flex-wrap:wrap;font-size:11px;font-weight:800;letter-spacing:.1em;text-transform:uppercase;color:var(--muted);padding:26px var(--pad-x) 0}.breadcrumb a{text-decoration:none;padding:6px 0}.breadcrumb a:hover{color:var(--ink)}@media (max-width:900px){.breadcrumb{padding:20px 20px 0}}.block{padding:0 var(--pad-x)}@media (max-width:900px){.block{padding:0 20px}}.case-block{border-top:1px solid var(--line);padding:34px 0;display:grid;grid-template-columns:.4fr 1.6fr;grid-gap:40px;gap:40px}@media (max-width:900px){.case-block{grid-template-columns:1fr;gap:14px;padding:26px 0}}.case-block .k{font-size:11px;letter-spacing:.14em;text-transform:uppercase;color:var(--muted);font-weight:800}.case-block li,.case-block p{font-size:16px;max-width:70ch}.case-block ul{display:grid;grid-gap:11px;gap:11px;padding-left:20px}.case-head{display:flex;gap:10px;align-items:center;flex-wrap:wrap;margin-bottom:20px}.article{display:grid;grid-gap:56px;gap:56px;grid-template-columns:1fr;padding:0 var(--pad-x) 40px}@media (min-width:1040px){.article{grid-template-columns:230px minmax(0,1fr)}}@media (max-width:900px){.article{padding:0 20px 30px}}.toc{position:-webkit-sticky;position:sticky;top:116px;align-self:start;display:none}@media (min-width:1040px){.toc{display:block}}.toc .toc-title{font-size:10px;letter-spacing:.14em;text-transform:uppercase;font-weight:800;padding-bottom:12px}.toc .toc-title,.toc a{color:var(--muted);border-bottom:1px solid var(--line)}.toc a{display:block;padding:11px 0;text-decoration:none;font-size:14px;line-height:1.35}.toc a:hover{color:var(--ink)}.article-head{border-bottom:1px solid var(--ink);padding-bottom:34px;margin-bottom:40px}.article-head h1{margin:20px 0 22px;font-size:clamp(38px,4.2vw,62px)}.article-meta{display:flex;gap:18px;font-size:11px;letter-spacing:.12em;text-transform:uppercase;color:var(--muted);font-weight:800;flex-wrap:wrap}.prose{max-width:70ch;display:grid;grid-gap:44px;gap:44px}.prose section{display:grid;grid-gap:16px;gap:16px;scroll-margin-top:116px}.prose h2{font-size:clamp(28px,2.8vw,40px);letter-spacing:-.045em;line-height:1.02}.prose p{font-size:17px;line-height:1.62}.prose ul{display:grid;grid-gap:10px;gap:10px;padding-left:22px;font-size:17px;line-height:1.55}.callout{border-left:3px solid var(--coral);padding:4px 0 4px 20px;font-size:16px;color:var(--muted)}.step-list{border-top:1px solid var(--line);list-style:none;counter-reset:s}.step-list li{counter-increment:s;border-bottom:1px solid var(--line);padding:22px 0;display:grid;grid-gap:8px;gap:8px}.step-list li:before{content:"0" counter(s);font-size:10px;letter-spacing:.12em;color:var(--coral-ink);font-weight:800}.step-list strong{font-family:var(--font-display);font-size:20px;letter-spacing:-.035em;font-weight:700}.step-list p{color:var(--muted);font-size:16px}.form{display:grid;grid-gap:24px;gap:24px;max-width:620px}.field{display:grid;grid-gap:9px;gap:9px}.field label{font-size:11px;font-weight:800;letter-spacing:.12em;text-transform:uppercase;display:flex;gap:10px;align-items:baseline}.field .req{color:var(--muted);font-weight:700}.field input,.field textarea{font-family:inherit;font-size:16px;padding:15px 16px;min-height:50px;border:1px solid var(--ink);background:var(--white);color:var(--ink);width:100%;border-radius:0}.field textarea{min-height:150px;resize:vertical;line-height:1.55}.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}.form-note{font-size:13px;color:var(--muted);max-width:60ch}.form-status{padding:20px;border:1px solid var(--ink);display:grid;grid-gap:8px;gap:8px}.form-status strong{font-family:var(--font-display);font-size:22px;letter-spacing:-.035em}.status-ok{background:var(--acid)}.status-err{background:var(--coral);color:var(--ink)}.calc{display:grid;grid-gap:50px;gap:50px;grid-template-columns:1fr}@media (min-width:940px){.calc{grid-template-columns:1fr .85fr}}.calc-inputs{display:grid;grid-gap:26px;gap:26px;align-content:start}.calc-field{display:grid;grid-gap:10px;gap:10px;border-bottom:1px solid var(--line);padding-bottom:22px}.calc-field label{font-size:11px;font-weight:800;letter-spacing:.12em;text-transform:uppercase}.calc-field .row{display:flex;align-items:center;gap:18px}.calc-field input[type=range]{flex:1 1;height:44px;accent-color:var(--ink);cursor:pointer}.calc-field .val{font-family:var(--font-display);font-feature-settings:"tnum";font-variant-numeric:tabular-nums;font-weight:700;letter-spacing:-.04em;min-width:96px;text-align:right;font-size:22px}.calc-out{background:var(--ink);color:var(--paper);padding:44px 38px;display:grid;grid-gap:16px;gap:16px;align-content:start;align-self:start;position:-webkit-sticky;position:sticky;top:116px}.calc-out .label{font-size:11px;letter-spacing:.16em;text-transform:uppercase;color:#8d8f84;font-weight:800}.calc-out .big{font-family:var(--font-display);font-size:clamp(46px,6vw,76px);font-weight:800;letter-spacing:-.06em;color:var(--acid);line-height:.9}.calc-out .big,.calc-out .sub{font-feature-settings:"tnum";font-variant-numeric:tabular-nums}.calc-out .sub{font-size:14px;color:#c9cbbf}.calc-out .note{font-size:13px;color:#9a9c90;line-height:1.5;border-top:1px solid #ffffff26;padding-top:18px}.agent-grid{border-top:1px solid var(--line);display:grid;grid-template-columns:repeat(3,1fr)}@media (max-width:900px){.agent-grid{grid-template-columns:1fr}}.agent{border-bottom:1px solid var(--line);border-right:1px solid var(--line);padding:34px 30px 34px 0}.agent:nth-child(3n){border-right:none}@media (max-width:900px){.agent{border-right:none;padding:26px 0}}.agent .role{font-size:10px;letter-spacing:.14em;text-transform:uppercase;color:var(--coral-ink);font-weight:800;display:block;margin-bottom:12px}.agent .name{font-family:var(--font-display);font-size:27px;letter-spacing:-.045em;font-weight:700;line-height:1;margin-bottom:12px}.agent p{color:var(--muted);font-size:15px;max-width:38ch}.agent-note{margin-top:30px;font-size:13px;color:var(--muted);max-width:70ch;border-left:3px solid var(--coral);padding-left:18px}.stat-row{border-top:1px solid var(--line);display:grid;grid-template-columns:repeat(4,1fr)}@media (max-width:900px){.stat-row{grid-template-columns:repeat(2,1fr)}}.stat{border-bottom:1px solid var(--line);border-right:1px solid var(--line);padding:26px 22px 26px 0}.stat:last-child{border-right:none}.stat b{font-family:var(--font-display);font-size:clamp(26px,2.6vw,38px);letter-spacing:-.05em;font-weight:700;display:block;line-height:1;margin-bottom:8px}.stat span{font-size:14px;color:var(--muted);line-height:1.4}.cta-band{background:var(--acid);color:var(--ink);padding:110px var(--pad-x)}@media (max-width:900px){.cta-band{padding:64px 20px}}.cta-band h2{max-width:18ch;margin-bottom:24px}.cta-band p{max-width:54ch;margin-bottom:36px;font-size:17px}.site-footer{background:var(--ink);color:var(--paper);padding:90px var(--pad-x) 40px}@media (max-width:900px){.site-footer{padding:56px 20px 32px}}.footer-grid{display:grid;grid-gap:40px;gap:40px;grid-template-columns:repeat(auto-fit,minmax(180px,1fr));padding-bottom:46px;border-bottom:1px solid #ffffff26}.footer-col h3{font-size:10px;letter-spacing:.16em;text-transform:uppercase;color:#8d8f84;font-weight:800;margin-bottom:16px;font-family:var(--font-sans)}.footer-col a,.footer-col span{display:block;padding:10px 0;min-height:42px;font-size:14px;text-decoration:none;color:#c9cbbf;line-height:1.45}.footer-col a:hover{color:var(--acid)}.footer-brand b{font-family:var(--font-display);font-size:28px;letter-spacing:-.08em;display:block;margin-bottom:12px;font-weight:800}.footer-brand p{color:#9a9c90;font-size:14px;max-width:28ch}.footer-bottom{padding-top:26px;display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap;font-size:12px;color:#8d8f84}.band-dark>.block,.band-white>.block,.cta-band>.block,.section-pad>.block{padding:0}